If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the partie’s intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for reference purposes only and do not limit the scope or extent of such section. This ToU and the relationship between you and KNJ Finance will be governed by the laws of the India without regard to its conflict of law provisions. You and KNJ Finance agree to submit to the personal jurisdiction of the courts located in Gujarat jurisdiction with respect to any legal proceedings that may arise in connection with this ToU. The failure of KNJ Finance to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. KNJ Finance does not guarantee it will take action against all breaches of this ToU. Except as otherwise expressly provided in this ToU, there shall be no third-party beneficiaries to this ToU. This ToU constitutes the entire agreement between you and KNJ Finance and governs your use of the Site, superseding any prior agreements between you and KNJ Finance with respect to the Site.